License #CCC1337243A thorough inspection from a DBPR-licensed contractor. Free, honest, and fully documented. Know exactly where your roof stands before hurricane season, an insurance renewal, or a home sale.
Florida's homeowners insurance market has made roof inspections more consequential than ever. Insurers writing policies in Sarasota are scrutinizing roof age, condition, and code compliance, and many are non-renewing policies on roofs that have not been professionally assessed. Some carriers will not write a new policy on a roof over 15 years old without an inspection, and some set that threshold at 10 years for shingle roofs in coastal high-wind zones.
Florida Gulf Roofing provides free, thorough roof inspections across Sarasota County, performed by DBPR-licensed contractors who know what local carriers look for, what the 2023 Florida Building Code requires, and what Southwest Florida's climate actually does to roofing systems over time.
Not every inspection serves the same purpose. We tailor the inspection to why you actually need one.
Performed after a named storm or significant wind event to document wind uplift, displaced shingles or tiles, and flashing damage for insurance claim purposes.
Assesses your roof against current insurance carrier requirements and identifies whether it likely qualifies for wind mitigation credits, with a referral to a licensed wind mitigation inspector to complete the official Form OIR-B1-1802 if eligible.
A roofing-specific evaluation for buyers and sellers that goes deeper than what a general home inspector typically covers on the roof itself.
A standard annual or bi-annual check to catch developing issues before they become leaks, recommended for any roof over 10 years old.
Our licensed inspectors evaluate every component of your roofing system, not just the surface. Shingles, tiles, or metal panels are assessed for wind uplift damage, granule loss, cracking, and displacement. Flashings around chimneys, skylights, vents, and penetrations are checked for sealing failures, which are among the most common sources of water intrusion in Sarasota homes. Underlayment condition is evaluated where accessible, along with ridge caps, soffits, fascia, and gutters as part of the full assessment.
We also compare your roof’s current condition against the 2023 Florida Building Code standards and flag any components that fall short. This is particularly relevant for older homes in Sarasota’s established neighborhoods like The Meadows and Palmer Ranch, where roofing systems installed before the 2002 code updates may not meet current wind resistance requirements.
After any named storm, since wind damage is frequently invisible from the ground. Sarasota was impacted by Hurricanes Debby, Helene, and Milton in 2024 alone, and shingles that lifted and resettled or tiles that shifted slightly often become leaks at the next heavy rain rather than showing damage immediately.
Before hurricane season, ideally in spring, so there’s time to complete any needed repairs before the June through November window. When your roof approaches 10 to 15 years old, the age range where Florida insurance carriers begin scrutinizing coverage most closely. And before buying or selling a home, where a roofing-specific inspection catches what general home inspections often miss.
No cost, no pressure, and no upselling work that isn't needed. If your roof is in good shape, our report says so.
Every inspection is performed by a Florida-licensed contractor, not a subcontracted salesperson trained to find problems.
Full photo reports and written findings built to support insurance claims, renewals, and wind mitigation submissions.
We know what Sarasota's climate, code history, and insurance carriers actually look for, not generic inspection checklists.
Google Reviews
“I highly recommend this service. The work was of expert quality, with meticulous attention to every detail. They kept me informed and promptly addressed any concerns. From start to finish, their professionalism was impeccable, and they answered all my questions thoroughly.”
“We had some damage from the hurricanes. Mike and Troy came to inspect the roof and assess the damage. They were able to make repairs on a few missing shingles and even matched the original shingles. I appreciate the fact they did not try to upsell me something that I did not need. I would definitely recommend them to anyone needing a new roof or roof repairs.”
“I am beyond ecstatic about my new roof. The crew absolutely knocked this job out of the park. Mike came out and gave me an estimate (very fair priced), walked me through the roofing process, and showed me what shingles were best. Absolutely recommend this company. Next reroof 20 years from now I will be calling Mike.”
“Mike and Troy came to my house while they were doing work in my neighborhood and told me there were cracked and damaged tiles on my roof. My husband watched as they took photos of the damage on the roof, then showed us the photos and gave us an estimate for a repair on the spot. Extremely professional, they explained exactly how they were going to repair the different areas. Definitely recommend Mike and Troy. Outstanding service.”
“These guys are diligent and trustworthy contractors. They know how to handle insurance claims and comprehensive retail bids. What separates them from the rest of the pack is the way they treat homeowners. They believe in people before profit.”
“My roof was leaking in many places causing water damage inside the house. Mike and his crew came out and installed a tarp the next day. After dealing with the insurance company, Mike and his crew came out and replaced the roof. They did an incredible job. Mike provided a detailed photo report, before, during, and after. Couldn't be grateful enough. Highly recommend Mike and his team.”
“Florida Gulf Roofing helped me with the insurance process after Milton. Troy did exactly what he said, the crew did an excellent job on site: clean, professional, and hard workers. Troy upgraded my shingles, the underlayment and gave me new gutters as well. Would recommend to anyone looking for an honest professional company.”
“Highly recommend Florida Gulf Roofing. They did my grandparents roof in Bradenton. Did a fantastic job.”
“Florida Gulf Roofing is the absolute BEST! Very professional, fair pricing, and overall just a great experience. I highly recommend using this company for any of your roofing needs, you won't be sorry.”
How It Works
Common Questions
Florida Gulf Roofing provides free roof inspections with no obligation. You get a licensed contractor on your roof, a full photo report, and honest findings at no charge. If repairs or replacement are needed, we provide a detailed quote. The inspection itself costs you nothing.
We recommend annual inspections for roofs over 10 years old, and an inspection after any named storm or significant weather event. For newer roofs in good condition, every two years is reasonable. Given that Sarasota was impacted by three named storms in 2024 alone, Debby, Helene, and Milton, a post-storm inspection is worth scheduling even if your roof appears undamaged from the ground.
They are related but different. A standard roof inspection assesses the condition and integrity of your roofing system. A wind mitigation inspection specifically documents hurricane-resistant features including roof shape, deck attachment method, roof-to-wall connections, secondary water barrier, and opening protection, using Florida Form OIR-B1-1802, which is submitted to your insurer for premium discounts. We assess wind mitigation eligibility during our free inspection and can point you toward next steps if your roof qualifies for credits you are not currently receiving.
Yes. A documented inspection with photos and a written damage report from a licensed contractor is one of the most useful things you can have when filing a storm damage claim in Sarasota. Insurance carriers are scrutinizing claims carefully following the 2024 hurricane season, and professional documentation of when and how damage occurred strengthens your position significantly.
A roof-specific inspection before purchasing a Sarasota home is one of the smartest due diligence steps a buyer can take. General home inspectors evaluate the roof from the ground or attic in most cases, and their assessment of remaining roof life is often an estimate rather than a detailed evaluation. A licensed roofing contractor on the roof itself can identify underlayment condition, flashing integrity, and code compliance issues that affect both the purchase decision and your ability to insure the property.